What We Do
We help businesses protect the money they've already earned.
Trade Credit
Insurance
Protect your accounts receivable against customer non-payment. We help structure and place Trade Credit Insurance designed around your customers, sales and credit exposure.
Credit Risk & Policy
Management
Coverage doesn't manage itself. We help evaluate customer risk, negotiate credit limits, manage policy changes and work with insurers as your business evolves.
Claims &
Recovery Support
When a customer fails to pay, we stay involved. We help navigate the claims and recovery process, working with you and the insurer from initial notice through resolution.
FAQs
What is Trade Credit Insurance?
Trade Credit Insurance protects businesses against losses when customers fail to pay for goods or services purchased on credit. Coverage can protect accounts receivable from customer insolvency, bankruptcy, protracted default and, depending on the policy, certain political risks.
What types of businesses use Trade Credit Insurance?
Trade Credit Insurance is used by businesses across many industries, particularly companies that sell products or services on credit. Taku works with manufacturers, distributors, food and agriculture companies, aviation and MRO businesses, logistics providers, technology companies, exporters and other businesses with significant accounts receivable exposure.
How does Taku Risk Advisors help clients?
Taku works with clients throughout the entire Trade Credit Insurance process, from evaluating risk and approaching insurers to negotiating coverage, credit limits and policy terms. We remain involved after placement to help with policy management, renewals and claims.
Can Trade Credit Insurance help with financing?
Yes. Banks and other lenders may recognize insured accounts receivable when evaluating borrowing arrangements. Trade Credit Insurance can help reduce the credit risk associated with receivables and may support asset-based lending, receivables financing and other credit facilities.